1. Agreement to These Terms
By creating an account on Mereor, you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use Mereor. These Terms apply to all users of Mereor and form a binding contract between you and Mereor ("we", "us").
2. Electronic Records and Signatures (E-SIGN / UETA)
You consent to receive all communications, agreements, disclosures, notices, and records ("Records") from Mereor in electronic form, and you agree that electronic signatures, contracts, orders, and other records, and electronic delivery of notices, policies, and Records, satisfy any legal requirement that such Records be in writing. This consent applies under the U.S. federal Electronic Signatures in Global and National Commerce Act (E-SIGN) and the Uniform Electronic Transactions Act (UETA). You may withdraw consent by closing your account; you may request paper copies of Records by emailing support@mymereor.com.
3. What Mereor Is
Mereor is an invoicing and financial-organization tool built for U.S.-based freelancers. It lets you create and send invoices, track income, connect to Stripe to collect payments, and view estimates related to your freelance finances. Mereor is a software tool. It is not a bank, payment processor, money transmitter, tax advisor, accountant, attorney, or financial advisor. Nothing in Mereor constitutes financial, tax, accounting, or legal advice.
4. Eligibility
To use Mereor you must be at least 18 years old, be a legal resident of the United States, have the legal authority to enter into this agreement, and not be prohibited from using the Service under any applicable law (including U.S. sanctions and export laws). Mereor is not directed to children under 13 and we do not knowingly collect personal information from children under 13 (see our Privacy Policy).
5. Your Account
You are responsible for keeping your account credentials secure. Do not share your password. If you suspect unauthorized access, notify us immediately at support@mymereor.com. You are responsible for all activity that occurs under your account.
6. Stripe Integration
Mereor integrates with Stripe, Inc. to facilitate payment collection. By connecting your Stripe account you agree to Stripe's Terms of Service, Connected Account Agreement, and Privacy Policy at stripe.com/legal. Mereor does not process or settle payments directly, does not hold funds, and does not store full payment-card numbers (cards are handled by Stripe within its PCI DSS scope). Mereor is not responsible for Stripe payment failures, delays, disputes, chargebacks, account suspensions, currency conversion, processing fees, payout timing, or interpretation of Stripe risk decisions.
7. Sales Tax Estimates
Mereor may display estimated sales-tax rates based on your U.S. state. These are estimates only, sourced from publicly available base state rates. You acknowledge that (a) rates shown are estimates, (b) base state rates do not account for county, city, district, or special-purpose rates, (c) whether your services are subject to sales tax depends on facts Mereor cannot determine, (d) Mereor does not file or remit sales tax on your behalf, and (e) you are solely responsible for your tax obligations. Consult a qualified tax professional before charging sales tax.
8. Financial Data and Calculations
Income summaries and net-income figures displayed in Mereor are based solely on data you enter. They are organizational tools only and must not be used as the sole basis for tax filings or financial decisions.
9. User Responsibilities and Acceptable Use
You agree to provide accurate information; use Mereor only for lawful purposes; not send fraudulent, deceptive, harassing, or unlawful invoices or messages; not use Mereor to violate consumer-protection, anti-spam, debt-collection, or sanctions laws; not reverse engineer, scrape, or interfere with the Service; and not use automated tools to access the Service except via APIs we provide.
10. Intellectual Property
Mereor and all software, designs, trademarks, and content provided by us are owned by Mereor and protected by U.S. and international intellectual-property laws. We grant you a limited, revocable, non-exclusive, non-transferable license to use the Service in accordance with these Terms. You retain full ownership of all content you create using Mereor and grant us only the limited license needed to operate the Service for you (e.g., generate PDFs, send emails on your behalf).
11. DMCA Copyright Policy
We respond to notices of alleged copyright infringement under the U.S. Digital Millennium Copyright Act (DMCA), 17 U.S.C. § 512. To submit a notice, email support@mymereor.com (Subject: "DMCA Notice") with: (i) your physical or electronic signature; (ii) identification of the copyrighted work; (iii) identification of the material claimed to be infringing and its location; (iv) your contact information; (v) a statement of good-faith belief that use is not authorized; and (vi) a statement, under penalty of perjury, that the information is accurate and that you are authorized to act. Counter-notices may be submitted under § 512(g). Repeat infringers' accounts will be terminated.
12. Data and Privacy
Your use of Mereor is governed by our Privacy Policy, which is incorporated into these Terms by reference. California, Virginia, Colorado, Connecticut, Utah, Texas, and other state-resident rights are described there.
13. Fees, Subscriptions, and Auto-Renewal
Paid plans are billed monthly or annually as you select. Subscriptions automatically renew at the end of each billing period at the then-current price unless cancelled at least 24 hours before renewal. You may cancel anytime in account settings; cancellation takes effect at the end of the current billing period and the account reverts to the free tier. We will send renewal reminders for annual plans and post-purchase confirmations as required by California's Automatic Renewal Law (Cal. Bus. & Prof. Code § 17602) and similar laws in other states. Refunds are governed by our Billing Policy.
14. Disclaimer of Warranties
MEREOR IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ACCURACY. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.
15. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, MEREOR WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR LOST PROFITS, REVENUES, OR DATA. OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID MEREOR IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO LIABILITY, OR (B) USD $50. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS; IN THOSE JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
16. Indemnification
You agree to defend, indemnify, and hold harmless Mereor and its officers, directors, employees, and agents from any claim, damage, loss, or expense (including reasonable attorneys' fees) arising from your use of the Service, your content, or your violation of these Terms or applicable law.
17. Termination
You may delete your account at any time from settings. We may suspend or terminate your account for violation of these Terms or for risk, fraud, or legal reasons. Sections that by their nature should survive termination (IP, disclaimers, liability limits, indemnification, dispute resolution) survive.
18. Binding Arbitration; Class-Action Waiver; 30-Day Opt-Out
Please read carefully. Except for small-claims-court actions and intellectual-property injunctions, you and Mereor agree to resolve all disputes by individual binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules in the U.S. county where you reside, or by video conference. The Federal Arbitration Act governs this section.
Class-action waiver: You and Mereor agree that disputes will be brought only in an individual capacity and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate claims and may not preside over any form of representative proceeding.
Mass-arbitration protocol: If 25 or more similar arbitration demands are filed by or with the help of the same law firm or coordinated counsel, the parties will work in good faith with AAA on a batched/bellwether process to manage cases efficiently before individual arbitrations proceed.
30-day opt-out: You may opt out of this arbitration agreement by emailing support@mymereor.com within 30 days of first accepting these Terms with the subject line "Arbitration Opt-Out" and your account email; opting out will not affect any other part of these Terms.
If any portion of this Section is found unenforceable, the remainder will be enforced to the maximum extent permitted; if the class-action waiver is unenforceable as to a particular claim, that claim (and only that claim) will proceed in court.
19. Governing Law and Venue
These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-laws rules, except that the Federal Arbitration Act governs Section 18. For any claim not subject to arbitration, the parties consent to exclusive jurisdiction of the state and federal courts located in Delaware, except that consumers may bring claims in their home jurisdiction where required by law.
20. Export Controls and Sanctions
You represent that you are not located in, and are not a national or resident of, any country subject to U.S. embargo, and that you are not on any U.S. government restricted-party list. You agree to comply with U.S. export-control and sanctions laws.
21. Changes to These Terms
We may update these Terms. Material changes will be notified by email or in-app notice at least 14 days before they take effect (or longer where required by law). Continued use after the effective date constitutes acceptance.
22. Contact
support@mymereor.com · mymereor.com